Compare Your Options

Below is an overview of each plan’ features and benefits. Contact us! We will help you decide which program works best for your needs both now and as you grow.

 

Minimum # of Employees
Minimum Employee Participation Requirement
Average Monthly Premium*
Avg Min Monthly Employer Contribution**
Average Employee Payment
Carrier (Health Insurer) Options
Benefit Plan Options
Employer (ER) or Employee (EE) Decision
Employee Enrollment
Who Pays?
Minimum # of Employees: 2+
Minimum Employee Participation Requirement: At least 1 employee
Average Monthly Premium*: $400
Avg Min Monthly Employer Contribution**: $220
Average Employee Payment: $180
Carrier (Health Insurer) Options: All Individual Insurers
Benefit Plan Options: All ACA Compliant Products
Employer (ER) or Employee (EE) Decision: Employee Decides and Shops
Employee Enrollment: Online Shopping & Enrollment
Who Pays?: EE Pays, ER Reimburses Contribution
Minimum # of Employees: In most cases 2+
Minimum Employee Participation Requirement: 50-75%
Average Monthly Premium*: $400
Avg Min Monthly Employer Contribution**: $220
Average Employee Payment: $180
Carrier (Health Insurer) Options: State & National Insurers
Benefit Plan Options: All ACA Compliant Products
Employer (ER) or Employee (EE) Decision: ER choses 2-3 Plans to Offer EE
Employee Enrollment: Online enrollment
Who Pays?: ER Pays, ER Deducts EE Cost via Payroll
Minimum # of Employees: 30+
Minimum Employee Participation Requirement: 30%
Average Monthly Premium*: Generally, lower than Individual & Group
Avg Min Monthly Employer Contribution**: Generally, lower than Individual & Group
Average Employee Payment: Generally, lower than Individual & Group
Carrier (Health Insurer) Options: Unitedhealthcare and CIGNA
Benefit Plan Options: All ACA Compliant Products
Employer (ER) or Employee (EE) Decision: ER Choses 2-3 Plans to Offer EE
Employee Enrollment: Online enrollment
Who Pays?: ER Pays, ER Deducts EE Cost via Payroll

* Nat’l Cost for ACA Medical Coverage

**To be compliant and “affordable”

Please Note: Medical premiums, both Individual & Group, vary by State, age and sex of insured, and business location. The same group of employees may be priced differently in Individual and Group Insurance Options.

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Disclaimer: Amazon Delivery Service Partners and Prime HR Service Corp have worked to make available an independent source of benefits, retirement, insurance, and HR services for the benefit of its independent delivery service partners. All benefits, HR, retirement and insurance decisions, and sourcing are the responsibility of the individual Amazon DSP independent company. Amazon Delivery Service Partner owners’s decisions as employers whether or not to participate in the benefits and services provided is solely their decision. Neither Amazon, Prime HR Service Corp, their subsidiaries, nor any outside vendors are fiduciaries with respect to such decisions.