Compare Your Options

Below is an overview of each plan’s features and benefits. Contact us! We will help you decide which program works best for your needs both now and as you grow.

Minimum # of Enrolled Employees
Minimum Employee Participation Requirement
Average Monthly Premium*
Carrier (Health Insurer) Options
Benefit Plan Options
Employer (ER) or Employee (EE) Decision
Employee Enrollment
Who Pays?
Dental, Vision, Other Options
DSP Individual
Minimum # of Enrolled Employees 2+
Minimum Employee Participation Requirement At Least 1 Employee
Average Monthly Premium* $450
Carrier (Health Insurer) Options All Individual Insurers
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision EE Shops for Individual
Health Insurance
Employee Enrollment Online Shopping & Enrollment
Who Pays? EE Pays, ER Reimburses Contribution
Dental, Vision, Other Options Yes
DSP Group
Minimum # of Enrolled Employees In Most Cases 2+
Minimum Employee Participation Requirement 50-75% of Full-time Eligible
Average Monthly Premium* $450
Carrier (Health Insurer) Options State & National InsurersSmall Group Options
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision ER Chooses 1-2 Plans to Offer EE
Employee Enrollment Online Enrollment
Who Pays? ER Pays, ER Deducts EE Cost via Payroll
Dental, Vision, Other Options Yes
DSP Preferred
(Multiple Options)
Minimum # of Enrolled Employees 5+ to 25+ Varies by Option
Minimum Employee Participation Requirement Varies by Option
(50%+ in General)
Average Monthly Premium* Generally, 15-20% Less Than Individual & Group
Carrier (Health Insurer) Options UnitedHealthcare, CIGNA and Other
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision ER Chooses 1-2 Plans to Offer EE
Employee Enrollment Online Enrollment
Who Pays? ER Pays, ER Deducts EE Cost via Payroll
Dental, Vision, Other Options Yes

*National average for participating DSP, (2020)

Please Note: Medical premiums, both Individual & Group, vary by State, age and sex of insured, and business location. The same group of employees may be priced differently in Individual and Group Insurance Options.


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About Prime HR Service Corp.

PHRSC is an independent association of Amazon Delivery Service Partner owner-operators, with the mission of providing HR services, solutions, benefits, technology, retirement and other value added services to the DSP network. PHRSC is the sponsor of the DSP Benefits Center, including Prime Benefit Solutions. Decisely and Woodruff Sawyer have contracted with PHRSC to provide all the services included in the DSP Benefits Center.

About Decisely

Whether you’re searching for affordable healthcare solutions that provide best-in-class benefits to your employees and their families, planning to grow your team with people that share your company’s vision, or helping to give your employees a sense of security by helping them plan for their future. Decisely can help! We deliver all this through award winning technology solutions designed specifically for small business.

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About Woodruff Sawyer

As one of the largest insurance brokerage and consulting firms in the US, Woodruff Sawyer protects the people and assets of more than 4,000 companies in property and casualty, management liability, cyber liability, employee benefits, and personal wealth management. Headquartered in San Francisco, we have offices throughout the US and global reach on six continents.

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Disclaimer: Amazon Delivery Service Partners and Prime HR Service Corp have worked to make available an independent source of benefits, retirement, insurance, and HR services for the benefit of its independent delivery service partners. All benefits, HR, retirement and insurance decisions, and sourcing are the responsibility of the individual Amazon DSP independent company. Amazon Delivery Service Partner owners’s decisions as employers whether or not to participate in the benefits and services provided is solely their decision. Neither Amazon, Prime HR Service Corp, their subsidiaries, nor any outside vendors are fiduciaries with respect to such decisions.