Minimum # of Enrolled Employees 2+
Minimum Employee Participation Requirement At Least 1 Employee
Average Monthly Premium* $450
Carrier (Health Insurer) Options All Individual Insurers
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision EE Shops for Individual
Health Insurance
Employee Enrollment Online Shopping & Enrollment
Who Pays? EE Pays, ER Reimburses Contribution
Dental, Vision, Other Options Yes
Minimum # of Enrolled Employees In Most Cases 2+
Minimum Employee Participation Requirement 50-75% of Full-time Eligible
Average Monthly Premium* $450
Carrier (Health Insurer) Options State & National InsurersSmall Group Options
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision ER Chooses 1-2 Plans to Offer EE
Employee Enrollment Online Enrollment
Who Pays? ER Pays, ER Deducts EE Cost via Payroll
Dental, Vision, Other Options Yes
Minimum # of Enrolled Employees 5+ to 25+ Varies by Option
Minimum Employee Participation Requirement Varies by Option
(50%+ in General)
Average Monthly Premium* Generally, 15-20% Less Than Individual & Group
Carrier (Health Insurer) Options UnitedHealthcare, CIGNA and Other
Benefit Plan Options All ACA Compliant Products
Employer (ER) or Employee (EE) Decision ER Chooses 1-2 Plans to Offer EE
Employee Enrollment Online Enrollment
Who Pays? ER Pays, ER Deducts EE Cost via Payroll
Dental, Vision, Other Options Yes