Three ways to cover your crew.

You’ve got choices when it comes to benefits. The DSP Benefits Center make it simple by offering three healthcare paths — each built to keep you compliant with Amazon requirements while giving your team quality coverage.

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OPTION 1

DSP Individual (ICHRA)

You fund. Your employees shop.

DSP Individual is an ICHRA (Individual Coverage Health Reimbursement Arrangement). You set a budget, and your employees use it to shop for their own coverage in our online marketplace.

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DSP Individual is best for:
  • DSPs that can’t meet participation requirements for group plans.
  • Owners who want a flexible, budget-friendly option.
DSP Individual highlights:
  • No minimum participation required.
  • No underwriting needed.
  • Simple pricing tied to number of employees participating.
  • Employees can shop for coverage in all 50 states.
  • Integrated options for dental, vision, life, disability, and 401(k).
  • Fully compliant with Amazon requirements and ACA standards.

OPTION 2

DSP Preferred

Harness the power of numbers.

DSP Preferred pools the buying power of DSPs nationwide to bring down costs and broaden coverage.

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DSP Preferred is best for:
  • DSPs with enough eligible employees to qualify for association-based programs.
  • Owners looking to save 15–30% per employee compared to traditional group or individual plans.
DSP Preferred highlights:
  • Fully meets Amazon benefits compliance requirements.
  • Menu of medical plans designed for Delivery Associates.
  • Options for dental, vision, and more.
  • Some programs include automatic membership in Prime HR Service Corp.

OPTION 3

DSP Group

Traditional group insurance made easy.

We shop hundreds of national and regional carriers so you don’t have to. With DSP Group, you get access to quality, traditional plans for your full-time employees.

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DSP Group is best for:
  • DSPs operators that want a familiar or traditional group plan structure.
  • Owners looking for broad plan options tailored to their team demographics and location.
DSP Group highlights:
  • Compare plans from major carriers in all 50 states.
  • More expansive coverage than individual insurance.
  • Additional options like dental, vision, life, and disability.
  • Usually requires 50% employee participation and basic health applications.

Compare plan options.

Not sure which plan is the best fit for your business?

We’ve laid out the key differences between the three programs to help you make the best choice.

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*National average for participating DSP, (2020); Please Note: Medical premiums, both Individual & Group, vary by state, age and sex of insured, and business location. The same group of employees may be priced differently in Individual and Group insurance Options.
FeatureDSP IndividualDSP PreferredDSP Group
Minimum # of Enrolled Employees2+5–25+ (varies by option)In most cases 2+
Minimum Employee Participation RequirementAt least 1 employeeVaries by option (50%+ in general)50–75% of full-time eligible
Average Monthly Premium*$450Generally 15–20% less than Individual & Group$450
Carrier (Health Insurer) OptionsAll individual insurersUnitedHealthcare, Cigna, and othersState & national insurers (small group options)
Benefit Plan OptionsAll ACA-compliant productsAll ACA-compliant productsAll ACA-compliant products
Employer (ER) or Employee (EE) DecisionEE shops for individual health insuranceER chooses 1–2 plans to offer EEER chooses 1–2 plans to offer EE
Employee EnrollmentOnline shopping & enrollmentOnline enrollmentOnline enrollment
Who Pays?EE pays, ER reimburses contributionER pays, ER deducts EE cost via payrollER pays, ER deducts EE cost via payroll
Dental, Vision, Other OptionsYesYesYes

Why choose the DSP Benefits Center?

Get affordable, Amazon-compliant health solutions backed by the collective power of DSPs. We take care of compliance, administration, and renewals so you can focus on growing your business.

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Explore All Solutions

Healthcare Solutions

Learn more about DSP Group, Individual and Preferred options

Compliance Services

Protect your business from risks and penalties

Voluntary Benefits

Give employees extra protection when they need it the most

Accessible Care

Provide seasonal employees with basic care for basic medical needs

Technology

Helpful HR solutions and tools needed to manage your employees

Be Well At Work (EAP)

Support your employees’ mental and emotional health

Amazon Delivery Service Partners and Prime HR Service Corp provide an independent source of benefits, retirement, insurance, and HR services for DSPs. All benefit, HR, retirement, and insurance decisions are the sole responsibility of each DSP company. Participation in these services is entirely up to the DSP owner. Neither Amazon, Prime HR Service Corp, their subsidiaries, nor outside vendors act as fiduciaries for these decisions.